As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parent’s bank.
- Introduce yourself and ask for a loan.
- Say why you need the money.
- Tell how you intend to pay back the money.
Dear Sir or Madam,
I hope this letter finds you well. My name is Joya, and I am an international student from India studying at ABC University in Sweden. I am writing to you as I currently have an account with your esteemed bank and, unfortunately, I am facing a financial issue this month.
Due to an error at my parents’ bank, the monthly bank transfer I usually receive from them has been delayed. This transfer is crucial for covering my living expenses, tuition fees, and other necessities. The delay has left me in a difficult position, as I need to pay my rent and bills in a timely manner to avoid any late fees or penalties. Additionally, I need to purchase some essential textbooks and other study materials for my upcoming exams.
Under these circumstances, I kindly request a short-term loan to help me cover these immediate expenses. I assure you that this is a temporary situation, and I will repay the loan as soon as I receive the bank transfer from my parents. They have informed me that the issue with their bank is being resolved, and I expect to receive the funds within the next two weeks. I am willing to provide any necessary documentation to support my request and to agree to any reasonable repayment terms your bank may require.
I understand that financial institutions have certain procedures and policies for granting loans. However, I sincerely hope that you can consider my current predicament and extend your assistance in this matter. Your help would greatly alleviate my financial stress, allowing me to focus on my studies and maintain my academic performance.
Thank you for taking the time to read my letter and for considering my request. I look forward to your positive response and remain at your disposal for any further information or clarification you may need.
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